SKU: 36921993834
areca palm native tree

areca palm native tree Areca Palm ‘Dypsis lutescens’ 2 Gal. / Black / No Pot

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Description

areca palm native tree Areca Palm ‘Dypsis lutescens’ 2 Gal. / Black / No PotKey Highlights Areca Palm Tree Areca Palm grows in dense clumps, with multiple smooth, golden yellow stems emerging from the base and narrow fronds like bamboo leaves, creating a full and bushy appearance. Recognized by NASA, this palm removes toxins like formaldehyde and benzene, improving indoor air quality. One of the most widely grown indoor palms, it thrives in homes and offices, adding a tropical touch with its graceful, feathery fronds. Areca

Key Highlights – Areca Palm Tree

  1. Areca Palm grows in dense clumps, with multiple smooth, golden-yellow stems emerging from the base and narrow fronds like bamboo leaves, creating a full and bushy appearance.
  2. Recognized by NASA, this palm removes toxins like formaldehyde and benzene, improving indoor air quality.
  3. One of the most widely grown indoor palms, it thrives in homes and offices, adding a tropical touch with its graceful, feathery fronds.
  4. Areca Palm can withstand short dry periods, making it relatively low-maintenance.
  5. This palm adapts well to bright, indirect light, requires minimal pruning, and is non-toxic to pets, making it an excellent choice for beginners.

The Areca Palm, known as Dypsis lutescens, is one of the most beloved indoor clumping  palms, known for its graceful, feathery fronds and ability to enhance indoor spaces with a tropical feel. The plant is also known for its ability to improve air quality by filtering out toxins such as formaldehyde and benzene.  Unlike some palms that require extensive care, Areca Palm is relatively simple to grow and responds well to consistent watering and humidity, making it an excellent choice for beginners. 

Native to Madagascar, this palm has gained worldwide popularity as both a houseplant and an outdoor landscape feature in warm climates. Its attractive appearance, air-purifying properties, and low-maintenance nature make it a favorite choice for homes, offices, and commercial spaces. It is also known as a butterfly palm, golden cane palm, and yellow palm. 

Areca Palm is a clustering palm, meaning multiple stems emerge from the base, creating a full and bushy appearance.

The leaves are long, arching, and pinnate, with a lush green color that adds vibrancy to any setting. 

When grown indoors, the plant remains relatively compact, while outdoor specimens can develop into tall, striking features in tropical gardens.

When growing indoors, your Areca Palm typically grows up to 7 feet tall in height, making it an excellent floor plant for homes and offices.

When grown outdoors, this Areca palm tree can reach an impressive height of 30 feet, with a spread of about 12 feet wide. 

Indoor Areca Palms rarely bloom, but outdoor plants may produce small, yellowish-white flowers from late spring to summer. These flowers grow in clusters along the base of the fronds and are followed by small, oval-shaped fruits that transition from green to yellow and eventually turn black when fully mature. The fruits contain seeds but are not typically used for propagation, as division or offsets are preferred methods for growing new plants.

Recognized by NASA’s Clean Air Study, Areca Palm helps remove toxins like xylene, toluene, and carbon dioxide, improving indoor air quality. This palm releases moisture into the air, making it ideal for homes with dry air, especially during winter. 

When and How to Water Your Areca Palm

The Areca palm is drought-tolerant once established, making it an excellent choice for those looking for a low-maintenance tropical plant. While it prefers consistent moisture, it can survive short dry spells without severe damage. Overwatering is a more significant risk than underwatering, as excessive moisture can lead to root rot. Ensure the soil dries slightly between waterings to maintain the right balance. 

In the spring and summer, during its active growing season, the Areca palm tree requires more frequent watering. In warm temperatures, watering once every 5–7 days is ideal, depending on humidity levels. If it is grown outdoors, rainfall can supplement its needs, but manual watering should be adjusted accordingly. Always check the top 1–2 inches of soil before watering to prevent oversaturation. 

In fall and winter, when growth slows down, the watering frequency should be reduced. Watering once every 10–14 days is sufficient to prevent dehydration while avoiding waterlogging. Indoor plants may require slightly more frequent watering if exposed to dry air from heating systems, so monitoring humidity levels is essential. 

Light Requirements – Where to Place Your Areca Palm Tree 

For indoor growth as a houseplant, your Areca palms thrive in bright, indirect light for at least 4-6 hours a day.

A location near an east- or south-facing window with filtered sunlight is ideal. It can tolerate lower light conditions, but growth may slow down, and the leaves may become less vibrant.

To promote healthy foliage, rotating the plant occasionally ensures even exposure to light.

Artificial grow lights can also supplement light if natural brightness is insufficient.

For outdoor cultivation, the Areca palm tree prefers partial to full sun, requiring 4–6 hours of bright, indirect light daily.

Morning sunlight is ideal, while intense afternoon rays may scorch the fronds, especially in hotter climates. If grown in a container, moving it to a shaded area during peak summer months can prevent leaf damage. 

Optimal Soil & Fertilizer Needs 

Areca palms grow best in well-draining, slightly acidic to neutral soil with good aeration. A high-quality potting mix with peat, sand, and perlite ensures proper drainage. Planet Desert has specialized potting soil that includes an organic substrate with mycorrhizae to help with the growth of a healthy root system to help your succulents thrive.

A balanced liquid NPK fertilizer at a 5-10-5 ratio applied once a year in the spring during the growing season promotes lush foliage and robust growth. Slow-release palm fertilizers with essential micronutrients like magnesium and iron also help prevent yellowing leaves. During the dormant season, fertilization should be stopped to avoid unnecessary growth that may weaken the plant in cooler months. 

Hardiness Zones & More 

When growing indoors as a houseplant, the Areca palm plant thrives in temperatures between 65–75°F with humidity levels above 40%. Dry air can cause leaf browning, so misting or using a humidity tray can maintain optimal moisture levels. Avoid placing the plant near cold drafts or heating vents, as sudden temperature fluctuations can cause stress. 

For outdoor cultivation, Areca palm is hardy in USDA zones 10–11, thriving in warm, humid conditions.

It can tolerate brief temperature drops but should be protected from frost.

The ideal outdoor humidity level is 50% or higher, making it best suited for tropical or subtropical environments.

For those in cooler climates, container-growing allows for seasonal relocation indoors. 

Wildlife – Areca Palm Flowers Attract the Following Friendly Pollinators 

The Areca palm produces small, yellowish-white flowers that attract a variety of pollinators such as bees, hummingbirds, butterflies, and other beneficial pollinators. While not a primary pollinator plant, its presence in a tropical garden can support local insect populations.

Butterflies
Bees
Hummingbirds
Lady Bugs
Multi Pollinators
Other Birds

According to the ASPCA, the Areca palm is non-toxic to humans, cats, dogs, and birds, making it a safe choice for pet owners. Unlike some palms that pose toxicity risks, Areca palm does not contain harmful compounds that could endanger household animals. 

How to Propagate Areca Palm 

Areca palms can be easily propagated through division or by planting seeds. To propagate through division, carefully separate the offshoots from the main plant and replant them in well-draining soil. Root division is best done in spring or early summer when growth is most active. If propagating from seeds, soak them in warm water for 24 hours before planting them in a mixture of peat moss and perlite. Keep the soil consistently moist and provide bright, indirect light for optimal growth.

The Bottom Line 

Overall, the Areca Palm (Dypsis lutescens) is a stunning, easy-to-care-for plant that thrives both indoors and outdoors. It is a clustering palm tree with multiple stems, produces a full, bushy appearance with long, arching, pinnate leaves in lush green, adding vibrancy to any setting. Its elegant fronds, air-purifying benefits, and adaptability make it a favorite among plant enthusiasts. Whether placed in a bright living room corner, an office, or a tropical garden, this palm adds beauty and a refreshing touch of greenery. With its elegant feathery fronds, ability to purify air, and pet-friendly nature, it’s a popular choice among plant enthusiasts. Proper care, including adequate watering, indirect sunlight, and occasional fertilization, ensures vibrant growth and longevity. Order your very own Areca Palm for sale today! 

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Hi Ui Ewe iew Neil Sandage, GreatCTO, Chuck Bartowski
Boise, US
★★★★★ 1
Was lucky to meet really polite and conducive employees. But the Card Company and Amazon Coders are crap.
2:13:23 PM : Ui Neil Sandage: Initial Question/Comment: I wanted to pay right now. And then close the card today. $400 is far to low a limit to be worth my time. Your payment in the amount of $403.23 has been successfully scheduled for 04/20/2015. Please allow up to 48 hours for this payment to be reflected on your account. Confirmation will be sent to *****@gmail.com Confirmation Number: 831651153 2:13:28 PM : System: Welcome to Amazon.com Store Card Live Chat. Your chat may be monitored and recorded for quality purposes. A chat agent will be with you momentarily. 2:13:28 PM : System: James has joined this session! 2:13:28 PM : System: Connected with James. Your Reference Number for this chat is 2494835. 2:13:33 PM : James: Hi, thank you for contacting us today. I will be happy to assist you. 2:14:13 PM : James: We do regret your decision to close your account with Amazon store card. May I please ask if there is any specific reason that you wish to close the account? 2:16:09 PM : Ui Neil Sandage: The limit is too low. If it is not at least $1500 or enough to purchase a refrigerators or repair an air conditioner in an emergency.... then why the heck do i need a credit card? I have $10,000 in savings. For small bills i can do cash. I only signed up for your card because of the $40 discount on a nVIDIA Shield Tablet. 2:17:04 PM : Ui Neil Sandage: My credit score is 754 with Transunion and 740ish with the other on CreditKarma.com 2:17:58 PM : James: I completely understand and I apologize for the inconvenience. 2:18:28 PM : James: Please be advised that there is no annual fee, 0% fraud liability and you are eligible for numerous Promotions offered. Would you like to re-consider your decision? 2:19:03 PM : Ui Neil Sandage: I want to pay the card first. Then see if the limit can be fixed. 2:19:44 PM : Ui Neil Sandage: Why the hell $400? 2:19:47 PM : James: I would be glad to place a request for you right away and check the decision. 2:20:00 PM : James: Ui Neil Sandag, to complete this transaction I am going to need your net income. When disclosing income, please provide the annual net dollar amount of all sources of income which you have, as an individual. Alimony, child support or separate maintenance income need not be included unless relied upon for credit. 2:20:03 PM : Ui Neil Sandage: no hard credit pulls. 2:20:13 PM : James: Your request for a credit line increase may result in an inquiry on your credit bureau; however, some requests are determined using only internal factors on your account and may not result in an inquiry on your credit bureau. 2:20:20 PM : Ui Neil Sandage: i just want to see the decision and why it was made? 2:21:01 PM : Ui Neil Sandage: too much activity was one of the complaints. 2:21:28 PM : James: I am so sorry for the inconvenience, I understand 2:21:34 PM : Ui Neil Sandage: I have a secured card i am always changing the limit on by increasing the collateral. 2:22:08 PM : Ui Neil Sandage: each month i place a few more hundred on it. So each month my credit changes. 2:23:13 PM : James: We value you as our customer and appreciate your business. 2:23:15 PM : Ui Neil Sandage: (10% discount on a shield tablet? I decided to apply. 400 - 40) 2:23:23 PM : James: If you wish I can place a request for credit line increase 2:23:51 PM : Ui Neil Sandage: I do but only if they look over the application with this info and make a new dicision. 2:24:14 PM : Ui Neil Sandage: The credit pull would hurt my score by much more than $400 is they do it again. 2:24:32 PM : Ui Neil Sandage: Just help me pay right now !!! 2:24:44 PM : Ui Neil Sandage: Are you after a commission or something? 2:25:07 PM : Ui Neil Sandage: just want to pay the card off in a lump sum right now. 2:25:34 PM : James: I will explain you 2:25:34 PM : James: It is very difficult for you to determine with certainty whether or not there will be an inquiry when processing a credit line increase request. This is due to the “internal factors” as mentioned above. 2:25:54 PM : James: And the balance on your account is $403.23 2:25:59 PM : James: I will credit $25.00 to your account 2:26:14 PM : James: And you can pay $378.23 2:26:24 PM : James: I am trying my best to help you in all the way I can 2:26:34 PM : James: Would you like me to credit $25.00 to your account? 2:26:54 PM : Ui Neil Sandage: Sure. Every penny matters. 2:27:14 PM : James: Your satisfaction is important for us and I will do my best to help you in all the way I can. 2:27:49 PM : Ui Neil Sandage: I still want to make the entire payment on the card today. Can i call and use a debit card to pay it all off? 2:28:08 PM : Ui Neil Sandage: Do i have to wait 48 hours for it to post on my account? 2:28:29 PM : James: You may call customer service at toll-free 1-866-634-8379 and make payment without any fee with debit card 2:28:44 PM : James: No, you can call and make $378.23 payment 2:30:22 PM : Ui Neil Sandage: So just to be clear. You have applied a $25 credit. And if i call right now. The new balance they will see is = $378.23 ? 2:31:00 PM : James: Yes, you are absolutely right. 2:31:25 PM : Ui Neil Sandage: I have one more question. May i ask it here? 2:31:54 PM : James: Sure 2:31:59 PM : James: I will be more than happy 2:32:38 PM : Ui Neil Sandage: I have a utility company here named JEA. I once set up automatic payment of my utility bills. Then paid the bill when it arrived. 2:33:41 PM : Ui Neil Sandage: Then on the scheduled day of automatic payment they double charged me for a bill that had been paid down to zero two weeks before.... Will that happen on 4/20 with this scheduled thing i did? 2:34:34 PM : James: You can just click on "payments" tab and then select "scheduled payment" 2:34:44 PM : James: You can cancel the payment or edit the payment date and amount 2:35:04 PM : James: If you wish to make the payment over the phone with debit card you can cancel the payment 2:36:07 PM : Ui Neil Sandage: So that was an important question. 2:36:39 PM : James: Yes, else both the payments would post 2:36:42 PM : Ui Neil Sandage: I followed you directions and it wants me to log back in. However it did not accept my email address as my log in ID. What now? 2:37:20 PM : James: The site would be timed out 2:37:43 PM : Ui Neil Sandage: Yes. So what is the correct log in ID? 2:37:58 PM : James: May I please request you to click on "Forgot User ID" on first page of www.syncbank.com/amazon? 2:38:03 PM : Ui Neil Sandage: I know my password. But it does not ask that. Just the ID? 2:39:52 PM : James: Yes, you can get your user ID 2:39:57 PM : Ui Neil Sandage: silly damn computer. It was my email. But it had to be all if lower case and no proper Caps for it to be accepted...... :::annoyed::: 2:40:32 PM : James: I am so sorry for the inconvenience caused. 2:41:15 PM : James: I will be glad to help if you need any more information from your account. 2:42:05 PM : Ui Neil Sandage: ::snicker at the trained response:: do you have another $25 to apologize with? 2:44:02 PM : Ui Neil Sandage: I entered my email with caps. But the system automatically changed it. 2:44:24 PM : Ui Neil Sandage: Then would not accept it with caps to enter the account. WEIRD. 2:45:15 PM : Ui Neil Sandage: Are you quiet to see if they will approve the $25 or is this professional distance? Perhaps you had business to address elsewhere? 2:45:56 PM : Ui Neil Sandage: What was that number again? I'd like to call and make my payment. 2:46:13 PM : James: I am really sorry, I have already processed $25.00 and system does not allowed to credit another $25.00 2:46:23 PM : James: You may call customer service at toll-free 1-866-634-8379 and make payment without any fee. 2:48:41 PM : Ui Neil Sandage: That's fine. I only ask because every penny counts. And you'll have to forgive me. But it is mildly insulting to tell me you are sorry for the inconvenience when the computer or programmers is clearly not sorry and intentionally set it up so that i could not use proper caps in my ID or email address. Rather than get upset at the lie i chose to laugh at it as a canned response. 2:50:57 PM : James: Yes, the user ID is case sensitive 2:51:03 PM : Ui Neil Sandage: I called the phone system and it says you lied to me twice??? It says my balance is $403.23 ? 2:51:16 PM : James: I understand, it would be frustrating some times if the system does not help us 2:51:28 PM : James: As mentioned, the balance will be updated in next 48-72 hours 2:51:48 PM : James: However, you can be rest assured that your balance is $378.23 2:52:44 PM : Ui Neil Sandage: please forgive me for being frustrated. But if you read the conversation there was no mention of wait 48-72 hours for the credit to post. I know it is not your intention. But that makes a third lie. 2:53:36 PM : Ui Neil Sandage: I asked specifically if i call right now will the credit be posted? And your response was Yes when i call it would show up. 2:54:32 PM : Ui Neil Sandage: or at least that is how the conversation felt. 2:55:09 PM : James: I am really sorry for the confusion. 2:55:29 PM : James: $25.00 will post in next 48-72 hours, however, you can pay $378.23. 2:55:39 PM : James: And cancel the payment which was made online 3:02:28 PM : James: I will be glad to help if you need any more information from your account. 3:02:28 PM : Ui Neil Sandage: Is it possible to save or email this conversation as a copy to myself? The problem is the computer system and not you. But a lot of things happened here. Ridiculously low credit limit. ID being made all lower case by the website. The automatic charge 20 days later if i had not asked you. And a lot of bad things could have happened. In fact some things did. Amazon made my default automatically their card instead of the one i selected. So a lot of my purchased were canceled or interrupted and did not ship on time until i logged back in and changed the payment method. EVER THOUGH AMAZON APPROVED ALL THE PURCHASES on their card and then frozen them days later. Not hours. Days later. I had to wait on an emergency tool to unlock something important. And that was delay by days because of their computer systems changing things automatically just as it did with me ID? Don't they think i know what i want? Why do they force their card and their lower cases and their enforced payments even if the account balance would have been zero when it happened? I could be overdrawn with these things they do. $404 dollars is not always in that checking account. 3:03:00 PM : James: I am sorry, we do not have an option to email 3:03:01 PM : James: Once the chat is ended, you may scroll down and click on "Skip the Survey and Print chat". 3:04:11 PM : James: Please do not misunderstand, and I am really sorry for all the confusions and problems 3:04:55 PM : James: We do respect your time and understand how difficult it would be if you are getting problems in log in 3:05:45 PM : Ui Neil Sandage: I will try the phone again now. What is the correctED balance i want to pay when i call? 3:06:10 PM : James: You can pay $378.23. 3:06:30 PM : James: And make sure that you cancel the payment which you made online 3:06:40 PM : James: Thank you for your patience. 3:08:42 PM : James: I will be glad to help if you need any more information from your account. 3:08:58 PM : Ui Neil Sandage: ty on phone 3:09:45 PM : James: Thank you for your patience and understanding. 3:10:00 PM : James: Thank you for contacting Synchrony Bank regarding your Amazon.com Store Card. Have a wonderful day. 3:11:41 PM : Ui Neil Sandage: Here is a 4th lie. They want paper checks and not credit card. Debit card is not an option. And the voice recognition is nearly impossible had to repeat until it let me use the touch pad to navigate. 3:15:22 PM : James: You can make the payment over the phone with live agent with debit card 3:15:36 PM : James: You can say "agent" "agent" 3:15:54 PM : James: It will connect you to live agent and you can make the payment with debit card 3:16:10 PM : Ui Neil Sandage: Thank you James. An agent did answer. And she said there would be no charge for the Debit card. 3:16:25 PM : James: Perfect! 3:16:30 PM : James: Thank you. 3:16:43 PM : James: Thank you for contacting Synchrony Bank regarding your Amazon.com Store Card. Have a wonderful day. 3:17:23 PM : Ui Neil Sandage: Okay i paid the $378.23 ~ Here is hoping all this posts overnight. I want to see it done Friday and not have to wait for Monday. 3:15:54 PM : Ui Neil Sandage: I am closing this damn account if after it is all paid no one authorizes or corrects it to a $1500 limit or more. 3:16:52 PM : James: You can any time contact us 3:17:02 PM : James: We are always here to help you 3:17:52 PM : Ui Neil Sandage: Okay. Now let's print or email this transcript. 3:18:02 PM : James: Sure 3:18:07 PM : James: Thank you for contacting Synchrony Bank regarding your Amazon.com Store Card. Have a wonderful day. 3:19:55 PM : Ui Neil Sandage: Why is that option to print not appearing? 3:20:20 PM : Ui Neil Sandage: ..... 3:20:58 PM : James: You would need to end chat and then you can view the option 3:21:06 PM : James: Please click on close option on the top 3:21:16 PM : Ui Neil Sandage: it says exit. I will not exit. 3:21:38 PM : Ui Neil Sandage: i want a copy of the chat before it exit. As exist means close door behind you. 3:22:08 PM : Ui Neil Sandage: i do not want to close this window. 3:22:28 PM : Ui Neil Sandage: " [X] Exit " 3:23:01 PM : Ui Neil Sandage: Can you close this chat so i may have a copy? 3:23:04 PM : James: You can copy the chat transcript and paste in word document 3:23:11 PM : Ui Neil Sandage: end* this chat 3:23:39 PM : James: If you " [X] Exit " you can view it option to "print" chat 3:23:48 PM : James: Do not worry, the chat transcript will be there 3:25:28 PM : Ui Neil Sandage: alright. I will copy and paste. StarOffice used to be better than Word and for all the Linux users out there it is not good to assume a paid for Microsoft program is on every computer. 3:26:02 PM : Ui Neil Sandage: Star Office may still be better. (My computer does have the other. I had a student discount on it.) The following is three fields from the Feedback Survey after you "close" or as it says "Exit" the Chat window. **** The card and process is a nightmare. The $400 limit was only good for the one purchase i made. And my balance was $403.23 with tons of blocked orders on Amazon because i spend more than $1,000 in a month and it automatically switched my default payment card to Syncho profanity. ~ James did okay. But as soon as my “paid in full” zero balance posts, then I am closing the account. Edited: (too many characters = 255 with spaces) The $400 limit was only good for the one purchase i made. i spend more than $1,000 in a month and it automatically switched my default payment card to Syncho profanity. As soon as my “paid in full” zero balance posts, then I am closing the account. **** James was polite and prompt. But there were a few things unclear or felt contrary. When asked or prompted he did well. I appreciate the $25 credit. It took the hate or venom out of the emotions. But it is the card and hit on my credit for a ridiculously low $400 that i paid off today and wanted to close today that is ridiculous. The balance does not update quickly and i have to wait. At the start the Agent kept wanting to pull my credit for a second month to change me credit limit when what I opened with was a desire to pay in full and correct when the payment would be processed from 20 days out as it automatically dated the bank draft, to process it today. He was saying there is a magical chance that might not happen does not help. I need a yes or a no. Again. He is not doubt an excellent agent for politeness. But i need a very precise agent that does what I want and not someone who does credit pulls at every chance. There were a lot of issues i had to figure out for myself even though he works for them. I had to get to the conclusion before he confirmed it. And he was polite. It is the company(ies) that is(are) the problem and not this specific person. Edited: (too many characters = 255 with spaces) He is not doubt an excellent agent for politeness. But i need a very precise agent that does what I want and not someone who does credit pulls at every chance. There were a lot of issues i had to figure out for myself even though he works for them. **** I need the ability to print and email the chats. And this exit thing really does exit the chat so that you can not have a copy of the conversation. Even now it says submit this feedback or get a copy of the chat. You are not allowed to talk back if you want to read what was said or have a copy of it. EDIT : 238 without spaces or 305 with. They have a character limit of 255. I need the ability to print & email the chats. This “Exit” thing really does exit the chat so that you cannot have a copy of the conversation. Even now it says submit feedback or get a copy of the chat. You r not allowed to talk back and have evidence.
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Reviewed in the United States on April 2, 2015
A
Verified Cardmember
Amazon Customer
Dallas, US
★★★★★ 4
Convenient and easy to use
It's convenient and easy to use. The interest rate is a little high but it's not a concern if you pay off your balance. I love that you can link it to your Amazon account making it even easier to make payments and manage.
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Reviewed in the United States on May 21, 2026
J
Verified Cardmember
Jose
Natrona Heights, US
★★★★★ 5
Easy Approval Process and Great Rewards
I’ve had a very positive experience with the Amazon Store Card so far. The application and approval process was quick, simple, and straightforward. Managing the account through the Synchrony app has also been very easy, with a clean layout that makes it simple to view balances, make payments, and track purchases. One of the best features is the 5% rewards on Amazon purchases for Prime members. The cashback adds up quickly if you shop on Amazon regularly, and the rewards are easy to redeem during checkout. I also appreciate the special financing options that are sometimes offered on larger purchases, along with helpful account alerts and security features. Overall, this card is convenient, user friendly, and a great option for frequent Amazon shoppers.
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Reviewed in the United States on May 22, 2026
J
Verified Cardmember
Jason
West Palm Beach, US
★★★★★ 5
Great card to have highly recommend
Like using the card for everything. 5 to 7% cashback credit is awesome. No interest is even better. I put almost all my purchases and bills on my credit accounts or credit cards and pay them off monthly. Now that I'm a senior citizen I don't like to go to 20 different stores to find the best prices. The card made my life less busy and I don't have to worry about paying for the many, many things I need right away. Even though I pay off all my accounts every month. If I need a big ticket item, like a new flat-screen television I can get it and not worry about the cost by paying over time if I need to. Having another credit account has also improved my credit score by the hundreds. I was in the 500s for decades until I started the secured card on Amazon. Now I am nearly at an excellent score in the high 700s and don't need secured credit cards. I can use my account at Whole Foods and have my phone scanned for payment. It's just so easy to use
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Reviewed in the United States on May 6, 2026
S
Verified Cardmember
Sofa~
Lowell, US
★★★★★ 3
Credit limit drop without cause, Synchrony?
Hey Synchrony, I've about had it with your services, I have 2 cards I use through you through Walgreens and Amazon. You lowered My credit limit on both cards causing me to go over on one because of stupid interest when I had 500 left and I had quit using the damn thing, and my Amazon store card I just Made a 200 Payment on! Lowering my limit and leaving me blind, You should call your customers leave a voicemail or text for heck sake ill read them, I don't read my emails usually for 2 or three weeks, well you did it again, but this time to card I just paid 200$ on too!, Your company sucks, I hate your practices, and I want you to know that. I also want Amazon to know that!! I spend a Boatload of money through amazon, as does my entire family, all ya gotta do is look!! Well I have never felt more unappreciated, insulted, like I stole something or like dirt ever ever in my adult life like you made me feel. Like i'm doing something wrong. Well guess what Synchrony Bank? I'm not doing anything wrong, at all!! I've never been late or missed a payment with my Amazon card or any card I have with you, Synchrony. Your Faceless Corp in its infinite wisdom, decided it would be a great idea to screw over an actual good customer just because some stupid algorithm reported my credit limit was too high and I was a risk, and lowered my limit from where it had been for the last 3 years and then sent a Quiet email about a letter that you put on my online account, please read it, just like that, no Urgent header nothing not that. I don't even read my email that often. I DO read texts or my regular mail, or listen to my phone messages!! I meant what I said NEVER LATE not even once, and NEVER MISSED a payment NOT once!!! The ONLY time I ever had to deal with any kind of problem was the one that lowering my limit on my Mastercard were the cause of, Synchrony!!! when you dropped my credit limit without me knowing and I went over my new dang limit because interest charges were coming in!!! I new where I was and had it handled and would have been able to ride the storm but no you had to mess with my account. Oh and I dont give a Crap if you quote me "we have the right to raise or lower you limit whenever we want", It's a BS excuse to screw over your customers, I know about the terms, however in all of my 54 years, you are the only credit card company that has ever lowered a limit one a CC I had EVER! and I've dealt with some Super sketchy Dirtbag Why did I ever agree to this card, charge me for everything Companies. Mostly when I was young but not even they cut my limit, without me missing payments or being late .....Now 30 years later much older and I thought wiser better CC much better 2500$ limit I've had for years and expect that limit to stay in place or like my Prime Store Card 2000$ limit to stay in place!! not dropped by 500$, for hells sake!!!! Well today I get the old hey your payment option for your try before you buy order needs addressed, and why do you think that was? Hmmm? Well, Ill tell you!! Because you Dropped my limit, by 500$ Now if Amazon dropped it then Ill chew them out too, but I don't think it was them, cuz you did this on my Walgreens card too!!! I just made a 200 payment on my Amazon card as well jerks! Not one of the several companies ive had previous Cards with NOT Cap one Cred one, citi, Community bank, american express, discover you name it, and Ive probably had it at one time or another dozens upon dozens over my adult life at this point anyway. Well, not even the Sleaziest Dirtyiest Gutter Scum CC company with fees for just looking at your card has ever lowered my credit limit not in 34 years Especially when I wasn't late or missing payments ever, always been on time and never missed a payment not 1 time, Except SYNCHRONY, and I think you suck for that!! The only reason I gave 3 stars is Amazon doesn't deserve a 1 star review because of your company! I love amazon, I love their products, their deals their delivery Amazon Prime, im ride or die with Amazon, my kids do all their shopping on amazon they even use it for groceries and stuff occasionally, but I really, really don't like how you treat customers Synchrony, especially customers, that pay on time and even early, oh and on auto pay for Christ sake!!! Now I know why some young dumb kids and people say screw it and stop paying CC bills, cuz the Corporations that pass em out like candy to kids, I might add, are SCUM bags, thats why!! It's all about the GREEN, more, and more and more money its never enough!! Well, when you dropped my credit limit without me knowing and I went over the limit of a different card I had with you, it was because of interest fees coming in. I expected and knew about these fees, however, I also thought I had 500 more than I had available on my card!! What a great day that was, let me tell ya!! I didn't even miss a payment I just didn't make a big enough one to cover the interest that came in, and I also never just pay the minimum payment with these cards either!! Your practices are shady, and the crap you pull against loyal customers that pay on time and even on Autopay are so Scummy!! You know when you dropped my credit limit without me knowing and I went over my limit because of interest, I even reached out to my current lawyer about Bankruptcy choices and stuff and if I should deal with you that way, but I got over bein mad! You know if I was late all the time and a crappy customer missing payments I wouldn't blame you for anything and at least Id know my cards were lowered and probably locked ...but I didn't want to do that, I wanted to try and slide right back into auto pay and get back on track and to deal with a recent Identity theft issue im having and not stop paying my bills OH..yeah, you smellin what i'm sellin? Well because of some terrible thing I must have done in a Past life, I guess. Several months ago now when I was dealing with the death of my mom very suddenly. I also noticed my credit score started dropping and I had no idea why, well turns out i'm MR popular. I had all sorts of crap in my name most of it local where I live and surrounding locally. 100 points in like 5 months!! I digress, Whatever! I don't care anymore, cancel my cards if you want, I'm done! This world is goin to hell in a hand basket, Civil War is almost immanent, a Faceless mob can destroy peoples lives just by canceling them on the internet at a whim. When its true I agree with the mob but when there isn't any proof and someone's life is upturned and then it turns out to be a total lie or they said something 12 years ago and its dug up? Good God, I probably said some haynous stuff when I was 25, but I can assure you when I was 37 I was not that person anymore, my views had changed on many things,,,,that stuff is crazy, and so am I for thinking I can do a damn thing,,,, my mom died 5 months ago, I was just recently laid off from my job I had for 17 years last month, and now you drop my limit again when i've been on time and auto paying and almost screw up my Amazon account!!so screw it!! Eat It Synchrony Bank,Eat It! Sorry about 3 Stars Amazon.
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Reviewed in the United States on March 24, 2024

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